Welcome to OnPoint Credit Union
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Good things happen when we invest in each other.
Here to help.
If you’re being impacted by the government shutdown, we’re here to help. Call us or visit a branch today.
OnPoint is committed to excellent member experiences.
Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.
Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.
Learn more about becoming a member
Find help online.
- Routing number 323075880
- After hours fraud support
- Report a lost or stolen card
- Call member services
- Freeze credit card
- Set travel notice
- Schedule an appointment
Disclosures
* APR = Annual Percentage Rate
Offers and updates.
Together, we'll help them save.
When you open your child’s membership with the OnPoint Savers® Account and deposit at least $25, OnPoint will deposit an additional $55!* Plus, earn a high interest rate on the first $500.
*APY=Annual Percentage Yield. Rates subject to change. Stated APY is for balances up to $500; balances over $500 earn posted Member Savings Account rate. Account must be established for members age 17 or younger by parent or guardian with a minimum $25 deposit. Parent or legal guardian must be on the membership and present to open the OnPoint Savers® Account. When primary member attains the age of 18, accounts will be converted to Member Savings Account, earning that account’s published rate at that time. Fiduciary memberships, including UTTMA and Minor Settlement Accounts are not eligible for OnPoint Savers®. Limit one OnPoint Savers account per person, may not be older than 17 years old. A parent or guardian is required. $25.00 minimum opening deposit. Terms and conditions apply. Membership is required and subject to approval. One $55 OnPoint deposit per tax ID for new OnPoint Saver members only. Deposit will be included on a 1099-INT for tax purposes. Cannot be combined with other offers for opening a new membership, such as new branch promotions or Refer a Friend. The full account balance APY is calculated by combining the 5.00% APY earnings on the first $500 with the standard APY on the remaining balance above $500. **By submitting this form, you agree to OnPoint’s collection and use of the information you provide in accordance with our privacy notice and online privacy policy available here. You also confirm that any information you submit is your own and that you are at least 18 years of age.
Winter Skip Pay
This winter, choose to skip your December 2025 or January 2026 payments on eligible loans. It’s a simple way to free up some funds—whether you’re planning a winter getaway, a DIY home project, or need a little extra breathing room due to unexpected holiday expenses.
Learn moreBy requesting to skip your loan payment(s), you agree to all terms set forth in this offer. Regular minimum monthly payments will resume the month following the skip pay month you select. If applicable, credit life and/or disability insurance premiums will continue to be added to your loan balance. All the terms of your loan account agreement will remain in effect. Loans that are NOT eligible for Skip Pay offer include: Interest only home equity lines of credit, home equity lines of credit, home equity fixed portions, first mortgages, certificate of deposit-secured loans or lines, motorcycle, boat and RV loans, mobile home loans, Payday Advantage loans, credit cards, all business loan products, special assistance loans, 2020 assistance loans, government assistant loans, all term loans with monthly payments less than $40 and LOCs and PLOCs less than $2,000 with monthly payment less than $40. Please note that exceeding this amount may reduce GAP insurance claim payments. GAP insurance provided by other carriers are eligible for Skip Pay, but members should refer to their GAP policy agreement for details.
Earn up to 3.75% APY with OnPoint Premium Savings
Earn 3.75% Annual Percentage Yield on your first $100,000, then 2.25% APY* on your remaining balance.
Learn more and start saving today*Annual percentage yieldOnPoint Premium Savings is a sweep account, which means that we may sweep balances up to the Maximum Program Deposit Amount ($250,000.00) to NCUA or FDIC insured deposit accounts held at participating Receiving Financial Institutions. The Maximum Program Deposit Amount and Receiving Financial Institutions may be changed at any time. One OnPoint Premium Savings Account per member/TIN.
Making an impact with your OnPoint membership.
We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.
Community giving
We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.
Green Horizons
If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.
Financial education
Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.
Supporting teachers
We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.
